The Axis Flipkart Credit Card has established itself as a top choice for online shoppers in India, offering a blend of high cashback rates and valuable lifestyle benefits. Whether you’re a frequent shopper on Flipkart or use other partner merchants, this card is designed to maximize your savings. This detailed guide covers its key features, fees, eligibility, and the application process.
Visit Here to Apply Flipkart Axis Credit Card
Q1: What is the Axis Flipkart Credit Card?
A1: The Axis Flipkart Credit Card is a co-branded credit card from Axis Bank and Flipkart, offering generous cashback rewards, lifestyle perks, and travel benefits designed for online shoppers.
Q2: What are the key cashback benefits?
A2: The card offers excellent cashback across multiple categories:
| Spend Category | Cashback Rate | Quarterly Cap |
|---|---|---|
| Flipkart & Cleartrip | 5% | ₹4,000 per merchant |
| Myntra | 7.5% | ₹4,000 |
| Preferred Merchants (Swiggy, PVR, Uber, Cult.fit) | 4% | No cap |
| All Other Spends | 1% | No cap |
Q3: What welcome benefits are offered?
A3: You get a welcome package worth ₹350 – including a ₹250 Flipkart gift voucher and ₹100 off your first Swiggy order (for new users).
Q4: Are there any lifestyle perks?
A4: Yes, you get:
- 15% discount (up to ₹500) on dining with EazyDiner.
- 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 (capped at ₹400 per month).
Q5: What is the joining fee?
A5: ₹500 + GST (currently waived for set of users based on criteria).
Q6: What is the annual fee?
A6: ₹500 + GST, waived if your annual spends exceed ₹3,50,000.
Q7: What are the eligibility criteria?
A7:
- Age: 21–60 years.
- Credit Score: Minimum CIBIL score of 730.
- Employment: Salaried or self-employed (not for “New to Credit”).
- Income:
- Salaried: Minimum ₹25,000 per month.
- Self-employed: Minimum ₹3.6 lakh annual income as per ITR.
Q8: What documents are required?
A8:
- ID Proof: PAN Card/Form 60/Passport.
- Address Proof: Aadhaar, Passport, or utility bills.
- Income Proof: Salary slips or bank statements (salaried) / ITR or Form 16 (self-employed).
- Photograph: Recent passport-sized photo.
Q9: How can I apply for the Axis Flipkart Credit Card?
A9: The process is simple:
- Visit here
- Click on “Login/Join Now” and verify via OTP.
- Select Axis Flipkart Credit Card, fill personal & financial details.
- Upload required documents.
- Submit the application and wait for confirmation SMS upon approval.
Q10: Are there any special conditions for VKYC (Video KYC)?
A10: Yes. VKYC must be done within 50 km of your Aadhaar or communication address. Applications done outside this radius may be rejected.
Summary
The Axis Flipkart Credit Card is ideal for online shoppers looking to maximize cashback on Flipkart, Myntra, Cleartrip, and popular lifestyle services. With a low annual fee (and easy waiver), strong cashback structure, and dining and fuel benefits, it’s one of the best cards in its segment.
Visit Here to Apply Flipkart Axis Credit Card
Important Notes:
- The source of benefit details for this card is the official website of IDFC Bank.
- Devaluation is a part of every credit card—benefits may change from time to time.
- We advise you to carefully read all emails and messages from the bank to stay updated on any changes to your card’s benefits.
